When you're six months away from turning 65, it's a good time to start thinking about your Medicare options. Here are some steps you can take:

1. Learn about Medicare:

Understand the different parts of Medicare (Part A, Part B, Part C, Part D) and how they work. You can find information on the official Medicare website or consult with a Medicare Advocate like myself.

2. Decide if you need to enroll:

If you're already receiving Social Security benefits, you'll likely be automatically enrolled in Medicare Part A and Part B. If not, you'll need to enroll yourself during your Initial Enrollment Period (IEP), which starts three months before you turn 65 and ends three months after.

3. Consider additional coverage:

Medicare doesn't cover all healthcare costs, so you may want to consider additional coverage options such as a Medicare Supplement plan or a Medicare Advantage plan. A Medicare broker can help you understand your options and choose the right plan for your needs.

4. Review your current healthcare coverage:

If you're currently covered under an employer or union plan, or if you have COBRA coverage, review how your coverage will change once you enroll in Medicare.

5. Plan for prescription drug coverage:

If you decide to enroll in Original Medicare (Part A and Part B), consider enrolling in a Medicare Part D prescription drug plan to help cover the cost of your medications.

6. Get personalized advice:

Every person's healthcare needs are different, so it's a good idea to consult with a Medicare broker like myself who can provide personalized advice based on your individual situation.

7. Mark important dates:

Make a note of your Medicare Initial Enrollment Period (IEP) and other important deadlines so you don't miss any important enrollment windows.

If you have any specific questions or need assistance with your Medicare options, feel free to reach out to me.