
It is a Private Medicare, also known as Part C.
It covers Hospital, Medical, often with Prescription Drugs coverage, and may include embedded Dental, Vision, and Hearing, as well as a no-cost Gym Membership.
We research and analyze coverage, networks, and potential out-of-pocket costs for you.
We help you enroll in the right plan tailored to your needs and budget.
Ongoing support when you need an answer.

Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay 20% your share of out-of-pocket costs in Original Medicare.
We help you find the right Plan F, G, or N at a suitable premium that you can afford.
You can see any Doctor in any State.
There is no Referral needed, and no networks that you need to stay in.
Ongoing support when you need an answer.

Medical, Prescription Drug, and Hospital coverage.
We assist with applying for the Advanced Premium Tax Credit (if income is within the limits).
We research plans and verify coverage and potential out-of-pocket costs.
We help with enrollment, whether Direct or through the Marketplace.
Ongoing support when you need an answer.

We can advise you on the right plan, but our service is limited to special needs. We are unable to assist with enrollment in a Stand-Alone Prescription Drug Plan, also known as Part D.
We verify drug tiers coverage & out-of-pocket costs.
Ongoing support when you need an answer.

Born in Vietnam and raised on the East Coast, in a family surrounded by music and art. After completing my education, I began my career with the U.S. State Department in the Foreign Service, where I lived and worked across Southeast Asia, speaking four languages. Those years instilled in me a deep appreciation for diverse cultures and the importance of fostering relationships. Eventually, I stepped away from my career to focus on raising my children.
My path into health insurance came by chance when I helped my parents navigate their Medicare onboarding, and many years later, through a large group of advisors on other insurance products. However, I found health insurance is more challenging and satisfying when I'm able to help someone. What began as a way to support my family soon grew into a lifelong calling. That's when I started Insurance Resources NW in 2013, after 2 years as an agent. For more than 12 years, I've had the privilege of guiding individuals and families through their healthcare choices, and I love it just as much as when I first started. In my spare time, I love gardening and traveling domestically and overseas.

For over two decades, Jay has dedicated his career to cultivating strong relationships with clients.
In a world where healthcare can be complex and daunting, Jay is passionate about ensuring that you understand every aspect of your healthcare options. From how health plans work, to their available benefits, Jay strives to help you to feel confident and empowered in making your healthcare decisions. He’s not just here for a season; he’s here for a lifetime of partnership and advocacy.
We are an independent health insurance agency and NOT a government entity.