
It is a Private Medicare, also known as Part C.
It bundles Hospital, Medical, often with Part D Prescription Drugs coverage, and may include embedded Dental, Vision, and Hearing, as well as a no-cost Gym Membership.
We research and analyze coverage, networks, and potential out-of-pocket costs for you.
We help you enroll in the right plan tailored to your needs and budget,
Ongoing support when you need an answer.

Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay 20% your share of out-of-pocket costs in Original Medicare.
We help you find the right Plan F, G, K, L & N at a suitable premium that you can afford.
You can see any Doctor in any State as long as the providers accept Original Medicare (Part A & Part B).
There is no Referral needed, and no networks that you need to stay in.
Ongoing support when you need an answer.

Medical, Prescription Drug, and Hospital coverage.
We assist with applying for the Advanced Premium Tax Credit (if income is within the limits).
We research plans and verify coverage and potential out-of-pocket costs.
We help with enrollment, whether Direct or through the Marketplace.
Ongoing support when you need an answer.

We advise you on the right plan, but our service is limited.
We verify drug tiers coverage & out-of-pocket costs.
Ongoing support when you need an answer.

My journey into health insurance began with a personal mission: helping my parents navigate Medicare at 65. What started as a wish to support my family soon evolved into a professional calling. Through that experience, I recognized how daunting and complex health insurance decisions can be, especially in a constantly evolving industry like today and into 2027-2030.
In 2013, I launched Insurance Resources NW with a clear goal—to offer straightforward guidance, tailored education, and reliable support to individuals, families, and Medicare beneficiaries making key healthcare decisions. For over a decade, I have guided clients in understanding their options, comparing plans, and securing coverage that aligns with their healthcare priorities and financial needs.
As an independent, licensed broker, I believe everyone deserves transparent advice and an advocate for their best interests. My clients appreciate having an informed resource who stays current with industry developments—from initial questions to enrollment and beyond. I was a Community Partner with the Oregon Health Authority for the past 10 years, serving the community, and recently stopped due to time constraints. I’m also Google-verified and recently BBB-accredited. I speak Vietnamese and support the underserved, low-income community and people of color.
Today, I serve clients across several states, helping seniors build confidence and peace of mind in their healthcare coverage choices. Nothing is more fulfilling than knowing I have brought clarity, saved money, ensured access to care, or provided security for someone's future.
Outside the office, I’m addicted to "flowers" gardening, traveling, exploring flora and fauna, and discovering the Pacific Northwest and destinations worldwide when I can get away from the office. These interests reinforce for me the value of health, connection, and embracing life—principles I aim to infuse into my work every day.

For over two decades, Jay has dedicated his career to cultivating strong relationships with clients.
In a world where healthcare can be complex and daunting, Jay is passionate about ensuring that you understand every aspect of your healthcare options. From how health plans work, to their available benefits, Jay strives to help you to feel confident and empowered in making your healthcare decisions. He’s not just here for a season; he’s here for a lifetime of partnership and advocacy.
We are an independent health insurance agency and NOT a government entity.